Can foreigners buy property in Montenegro?
Yes. Foreigners of any nationality can buy property in Montenegro on the same terms as citizens, with no reciprocity test. Agricultural land, forests, property near the border and on islands are restricted.
Yes, you can buy in your own name. / Yes, with conditions.: Same terms as Montenegrin citizens.
Reciprocity
- There is no reciprocity test: nationality does not matter.
What foreigners cannot buy
- Agricultural land, forests and forest land (except up to 5,000 m² when the purchase is a house standing on it)
- Property within one kilometre of the state border, and on islands
- Natural resources, goods in general use, exceptional cultural monuments and national-security areas
Buying through a company
- A Montenegrin company (DOO) is treated as a domestic buyer; whether that works for a restricted plot is a question for a local lawyer.
This is a summary of the ownership rules, not legal advice. Rules change and depend on the property; confirm your case with a local lawyer before you buy.
Read the full Montenegro buying guide · Buying costs in Montenegro · Homes for sale in Montenegro
Questions about buying in Montenegro
Can foreigners buy property in Montenegro?
Yes. Foreigners of any nationality can buy apartments, houses and urban building plots on the same terms as citizens, with no reciprocity test.
Can foreigners buy land in Montenegro?
Urban building land, yes. Agricultural land and forests are restricted, except up to 5,000 m² when the purchase is a house standing on it.
Does buying property in Montenegro give residency?
It can support a one-year renewable temporary residence permit; since January 2026, non-EU buyers need a tax value of at least €150,000.