Buying costs in Montenegro: what you pay on top of the price

Pick a country, enter the price and see each tax and fee with its low and high amount. Every figure comes from our published buying guide for that country.

  • Transfer tax — Resale: 3%; New build: Varies, ask your lawyer. On the assessed value. New builds sold by developers are often exempt.
  • VAT on new builds — New build: Varies, ask your lawyer. Our guide does not cover VAT on new builds.
  • Notary — Varies, ask your lawyer. Set by the notary tariff and rising with the price: about €580 including VAT on a €100,000 purchase.
  • Lawyer — €500–€1,500. Not legally mandatory, but strongly recommended.
  • Land registry — Varies, ask your lawyer. The notary registers the transfer; our guide gives no fee.
  • Agent fee — 3%–5%. The buyer usually pays.
  • Translator / interpreter — Varies, ask your lawyer. Translation services cost €50 – €150 per document; the total depends on how many documents need translating.

This is an estimate based on our guides, not legal or tax advice. Rates change and depend on the property; confirm every figure with a local lawyer before you buy.

Read the full Montenegro buying guide · Homes for sale in Montenegro

Questions

What does buying property in Montenegro cost on top of the price?

Factor in additional costs beyond the purchase price: notary fees, legal fees (€500–€1,500), agency fees (3–5% if using an agent), and property transfer tax (3% of the assessed value).

Do new builds pay transfer tax?

New-build properties sold by developers are often exempt from the 3% transfer tax, which can represent significant savings.

Do I need a lawyer in Montenegro?

While not legally mandatory, hiring a Montenegrin lawyer is strongly recommended. Legal fees typically range from €500 to €1,500 depending on complexity.