What does owning a home in Greece cost each year?
Enter the home's value, size and how you will use it to see the yearly taxes and running costs. Every rate comes from our reviewed country data.
Your yearly costs
Property value (EUR): €200,000 · Usable area (m²): 70 · Second home, not let
- Property tax: Varies ENFIA is worked out per m² from the area's official value, the building's age and floor; roughly €300–400 a year for 100 m², more in expensive areas and above €500,000 of total property. 20% off when the home is insured against natural disasters.
- Building fees: Varies Apartments in complexes with a pool, lifts or security pay monthly maintenance; ask for last year's figures before you buy.
- Insurance: Varies Not mandatory in most places, but sensible on the coast and in earthquake zones; get a quote.
Yearly total: €0 · About €0 a month
Lines marked "varies" are not in the total.
An estimate from published rates, not tax advice. Local rates, double taxation treaties and your own situation can change the figures; confirm with a local accountant.
Homes for sale in Greece · Read the full Greece buying guide · Buying costs in Greece · Compare another country
Questions about owning a home in Greece
How much is ENFIA, the annual property tax in Greece?
It is calculated per m² from the area's official value, age and floor: roughly €300–400 a year for 100 m², more in expensive areas.
How is rental income taxed in Greece in 2026?
Progressively on rent after a 5% deduction: 15% up to €12,000, 25% to €24,000, 35% to €36,000 and 45% above.