What does owning a home in Romania cost each year?
Enter the home's value, size and how you will use it to see the yearly taxes and running costs. Every rate comes from our reviewed country data.
Your yearly costs
Property value (EUR): €200,000 · Usable area (m²): 70 · Second home, not let
- Property tax: Varies Building tax of 0.08–0.2% of a taxable value set by law (far below the market price), which rose sharply in 2026; ask the local council for the figure. Homes over RON 2.5 million pay an extra 0.9%.
- Building fees: Varies Apartments in complexes with a pool, lifts or security pay monthly maintenance; ask for last year's figures before you buy.
- Insurance: Varies Not mandatory in most places, but sensible on the coast and in earthquake zones; get a quote.
Yearly total: €0 · About €0 a month
Lines marked "varies" are not in the total.
An estimate from published rates, not tax advice. Local rates, double taxation treaties and your own situation can change the figures; confirm with a local accountant.
Homes for sale in Romania · Read the full Romania buying guide · Buying costs in Romania · Compare another country
Questions about owning a home in Romania
How much is property tax in Romania?
0.08–0.2% of a taxable value set by law, which is far below market price; the base rose sharply in 2026.
How is rental income taxed in Romania?
10% after a 20% deduction for long-term lets, and after a 30% deduction for lets under 30 days.