What does owning a home in Bulgaria cost each year?
Enter the home's value, size and how you will use it to see the yearly taxes and running costs. Every rate comes from our reviewed country data.
Your yearly costs
Property value (EUR): €200,000 · Usable area (m²): 70 · Second home, not let
- Property tax: Varies Set by the municipality between 0.01% and 0.45% of the tax assessment value, which is usually well below the market price (Sofia about 0.19%). Typically €50–200 a year for an apartment, plus a separate waste fee; halved for your main home.
- Building fees: Varies Apartments in complexes with a pool, lifts or security pay monthly maintenance; ask for last year's figures before you buy.
- Insurance: Varies Not mandatory in most places, but sensible on the coast and in earthquake zones; get a quote.
Yearly total: €0 · About €0 a month
Lines marked "varies" are not in the total.
An estimate from published rates, not tax advice. Local rates, double taxation treaties and your own situation can change the figures; confirm with a local accountant.
Homes for sale in Bulgaria · Read the full Bulgaria buying guide · Buying costs in Bulgaria · Compare another country
Questions about owning a home in Bulgaria
How much is property tax in Bulgaria?
Usually €50–200 a year for an apartment: municipalities charge 0.01–0.45% of the tax assessment value, which is below the market price, plus a waste fee.
How is rental income taxed for non-residents?
10% final tax on gross rent, with no deduction for costs.